American Express Centurion
Annual Fee: $2,500 (plus an initiation fee of $5,000)
Requirements: $250,000 spending minimum
Often regarded as the ultimate in its category, benefits of the "black card" include 24-hour concierge service, room upgrades at hotels and membership to the company's "By Invitation Only" program, which offers access to sporting, culinary and cultural events, including New York Fashion Week.
Coutts World Card
Annual Fee: $500 (waived if $100,000 is charged to your account over one year)
Requirements: Only available to Coutts clients who have at least $1 million in the bank
As the private banking arm of the Royal Bank of Scotland, Coutts offers cardholders travel insurance, 24-hour concierge service, Priority Pass membership and purchase insurance.
Sotheby's World Elite Mastercard
Annual Fee: $395
Requirements: You must earn over $250,000 per year and have over $2million in investable assets
Designed for art collectors and fans, benefits include 24-hour concierge service, complimentary business-class companion international air tickets on certain flights, upgrades from economy to business class for international air travel, global airport lounge access, discounted prices in Sotheby's catalogs and free admission to top museums.
